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RssPCA 5-20 All Lines Licensed Adjuster-+15 yrs. sales and manangment experince

I’m attaching my Resume for your review, I have a FL. Independent Insurance Adjuster License –All Lines - PCA 5-20 Have over +15 years Sales Experience in NYC, Miami Dade and Broward County/FL. Completed the following Education and training: Xactimate 25 Training Course Xactware,-Miami, Fl. 10/2008 Xactimate Basic & Intermediate Scenario Training Xactware,- Miami, Fl. 10/2008 ILX Construction, Roofing and Scoping Courses Xactware,- Miami, Fl. 10/2008 Professional Claims Adjuster Professional Career Institute, Miami, Fl. 09/08 Home Inspector Certified Foreclosure Bank Inspection Inc., Miami, Fl. 08/08 I’m looking for employment Opportunities as a Insurance Sales / Solicitor, entry level Insurance Adjuster or any other you may feel appropriate. Please allow me the opportunity for a personal interview at your convenience to evaluate my Experience, Education and Skills Thank you for your interest in my career advancement Sincerely, M. C. (Connie) Gutierrez Cell: 954-394-8672 Fax: 305-863-9107

Insurance Sales Representative

Fort Lauderdale, FL

About Me




Insurance Sales Representative


My own company in NYC as follows: Owner, Ronko Trading, Inc. - New York City, Miami - 07/87-12/99- FAMILY BUSINESS - Overseas Apparel Manufacturing Agents with Central Operation based in New York City. Sales Manager of Labor/Full package manufacturing overseas. Generating new leads, calling new accounts and creating “Full Package Sales/Private Label of Apparel Products” made in South America & the Caribbean. , Management, Costing, Price Negotiation, Production Supervision in overseas countries, Order Processing, and Q.C. Inspection in behalf of the clients.

Ideal Companies:

any big insurance company or independent adjuster company

Education level:


Will Relocate:



Fort Lauderdale, FL

Work Experiences

5/2007 - Present


Entry Level

  • Home Inspector, Job Estimator, Property Management and hands-on repairs.

4/2006 - Present



  • Wholesale Account Executive Nationwide. Commercial/Residential Lender & Commercial Correspondent with All Mayor Wall Street Conduits, Pension Funds, Insurance Funds, Hedge Funds & Private Investors. Duties: Cold Calling Mortgage Companies, Realtors and Referral Partners Nationwide developing business relationships and soliciting Commercial Loans secured by Real Estate, Business Loans, Unsecured Business Lines of Credit and other related services. -Take loan applications, study feasibility of scenarios through review of Financial Statements, tax returns, credit reports, bank statements, and other property data provided by 3rd. parties, Income and expense analysis to calculate DSCR and DTI to evaluate loan placement. -Shop the loans based on program request or market availability, in-depth knowledge of market products from all sources of capital- Solve problems for clients communicate accurate information and handle expectations in a timely manner- Networking activities to generate new business.

7/2003 - 5/2006

Solid Financial Mortgage Corp

Contractor / Freelance

  • Originator duties: Cold Calling, Lead generation through advertising and networking in search of potential clients and leads.-Pre-Qualify the borrower’s for credit ability and worthiness, shop the market for best Commercial/ Residential interest rates & Loan Programs to meet client’s scenarios-Collect and analyze all financial documentation, do DSCR analysis, Prepare GFE, Input Data into “Point data file”, Electronic Submission with Mayor Nationwide Lender’s Decision Engines, DU,LP for loan pre-approval & Underwriting -Collect all required documentation, Prepare Full file for Bank, follow up with the lenders, Clear all Underwriting Conditions, Rate Lock, review Fee Sheet and HUD-1 -Communicate with the clients at all times with updates on the loan process and handle timelines for closing of the loans-Post closing contact with clients in search for referral business and client retention.

4/2001 - 6/2003

Bancasa Mortgage and Realty Corp.-


  • Mortgage Loan Processing Manager: Residential & Commercial Mortgage Brokers. Duties: Recruit brokers, Implement systems to increase loan volume- Advertising campaigns coordination, Create methods for converting leads to Loans-Supervise Loan Pipeline & Budget, review the loan packages for quality processing and guidelines compliance.-Promote business growth from company's parent Realty Division.

10/1999 - 3/2001

Banking Mortgage Corp.

Individual Contributor

  • Developers/Realtors/Correspondent Mortgage Lenders. Conforming and Government loans (County, City & Bond Programs) Perform a wide variety of tasks: Lead follow up after initial contact from Realty Division, Credit analysis, input 1003 into system -Gather of documentation, verify for accuracy of documentation to process the loan file.-Structure the loan for Electronic Loan submission through top Lenders’ Underwriting Engines to meet guidelines and obtain the Conditional Loan Approval- Federal Reserve Loan compliance, practices & procedures.-Prepare G.F.E., request Title, Appraisal, VOE, VOR, VOM & Insurances-Package the File for underwriting submission, clear all conditions. Calculate all figures for HUD-1, review file documents for Quality Control, Title, Deed, Disclosures, Security Instruments, Insurances.

1/1990 - 7/1994

Maran Inc/Squeeze


  • Responsible for all aspects of Apparel Production: International Sourcing and Purchasing, Costing, Contractual Negotiation, Scheduling, Production Follow-up, Quality Control, Production Inspection & Plant Evaluation in Latin America, the Caribbean Countries and Africa.



Trade School Degree

Professional Career Institute

  • Professional Claims Adjuster


Trade School Degree

Gold Coast Professional Schools

  • Real Estate Salesperson & Mortgage Broker Licenses


Bachelor Degree

Miami-Dade Community College,

  • Mortgage Finance


Associate Degree

Miami-Dade Community College,