Bilingual, forward looking professional with outstanding background in loan processing and solid knowledge of the real estates industry. Cinsistently assumes responsibility to complete projects in a timely manner, both independently or on teams. Fluent in English and Vietnamese.

COMPANY	POSITION HELD	DATES WORKED
(Confidential)	(Confidential)	5/2006 - Present

SCHOOL	MAJOR	YEAR	DEGREE
University of Berkeley	Biology	1992	Bachelor Degree

Highlights:

Hong Pham 1458 Lucena Ct., San Jose, CA 95132 Tel # 408-836-8306 Email: bhongpham@yahoo.com OBJECTIVE Seeking an opportunity in a progressive company with prospects for career advancement. SUMMARY OF QUALIFICATIONS Bilingual, forward looking professional with an outstanding background in loan processing. Solid knowledge of the real estates industry. Consistently assumes responsibility to complete projects in a timely manner, both independently and on teams. Very strong in communication, organization, and computer skills. Strong attention to detail and have the ability to successfully juggle multiple tasks, follow instructions, and meet strict deadlines. EMPLOYMENT Sr. Loan Processor Wealth Bridge Financial Network 05/2006 - Present Train new loan officers in all aspects of loan processing Responsible for all aspects of the loan processing i.e. create new files, review file documents for completeness and consistency with original information, submit loans to automated underwriting system and complete loan data updates and order loan documents for closing. Responsible for communicating the loan processing information to Loan Officers, other loan processors, Underwriters, and Escrow Officers. Sr. Loan Processor All Fund Mortgage / On Point Processing 05/2003 - 05/2006 Personally responsible for closing approximately 30 – 50 loans per month while monitoring a pipeline in excess of 30 – 60 loans. Performing standard credit and income analysis, which includes calculating income, fund to close, reviewing and verifying credit report and other income and liabilities. Analyze appraisal, title report, purchase contract and inspect reports and other relevant collateral documents. Package loan for physical submission to underwriting, notify originator and applicant of credit decision within regulation time frames. Work to resolve conditions, prepare doc request and package to go to escrow. Review the HUD-1 settlement statement for accuracy and clear any funding conditions. Biochemist III, BD Pharmingen 2000 – 2001 Manufacturing Chemist, Genzyme Diagnostics 1999 – 2000 Process Chemist III Manufacturing, Metrika Corporation 1997 – 1998 Research Associate, Shaman Pharmaceuticals, Inc. 1992 – 1997 EDUCATION Received B.A. Biology, University of Berkeley, CA 1989 – 1992 Attended Marin Community College, Kentfield, CA 1987 – 1989 Received Frank D. Gomez Scholarship for Academic Excellence 1987 – 1989 Received Emma Krohn Memorial Scholarship 1987 – 1989 Received Marin Community College Foundation Scholarship 1987 – 1992

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